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Build the nest before the monsoon.

FIG helps Indian parents plan for their children’s future, using simple stories and free tools. It costs nothing, and we never sell you anything.

Free for every school. No selling, ever.

A great banyan tree in morning light after rain, a woven nest hanging from its branch, above a misty Indian city at sunrise.

Free, always

Sessions for schools and companies cost nothing. Not now, not later.

Stories, not sales

We explain money simply. We never sell, recommend or compare products.

Advice only if you ask

A licensed Life Advisor calls you only if you ask.

Every family has big dreams. Here’s how to plan for them.

Six short stories about the big moments in a family’s life: school, college, a home, a wedding, retirement and staying safe when things go wrong.

Your child's education

Story: Pip's first day

Pip wore her satchel to bed the night before. Bela smiled, then quietly counted the years ahead: fourteen of school, maybe four of college, and fees that grow a little every single year.

School and college fees go up every year. Saving a little each month, starting early, makes them easy to handle.

Pip the chick wearing a small purple satchel at the edge of the nest while Bela watches.

01 / 06

Meet the family in our stories.

Our stories follow a family of birds who live in a big banyan tree. A banyan is a kind of fig tree. Its roots grow down from the branches and become new trunks, the way a family grows from one generation to the next. That’s where the name FIG comes from.

Baya, a baya weaver bird with a yellow crown, holding a strand of grass on a banyan twig.
BayaPloceus philippinus

The dad. The weaver.

Builds the nest one strand at a time. Always carrying a strand of grass, always meaning to start tomorrow.

Bela, a soft buff weaver bird with a pale eyebrow stripe, tilting her head.
BelaPloceus philippinus, ♀

The mum. The inspector.

In the wild, the female baya inspects every nest and leaves the weak ones. Bela asks the hard question: will this hold?

Pip, a fluffy pale-yellow chick sitting in a woven green nest.
PipPloceus philippinus, juv.

The reason for everything.

Grows up as the stories go on: first day of school, first flight, first job.

Moti, an Indian star tortoise with a tiny sprout growing on her shell.
MotiGeochelone elegans

The one who explains.

An Indian star tortoise who lives in the roots and has seen a hundred monsoons. Slow, patient, never selling.

Monsoon, a soft lilac cloud with sleepy closed eyes and gentle rain.
MonsoonNimbus indicus

The surprises in life.

Stands for the things nobody plans for. Every story asks the same question: will the nest hold?

What will your child’s dream cost?

Choose your child’s age and what a course costs today. We’ll show roughly what it could cost when your child turns 18.

4 years

Include fees, hostel and living costs.

Years of study
10%

This is a guess, not a promise. Education costs often rise faster than other prices.

In 14 years, one year of that course could cost

₹11,39,250

All 4 years together:

about ₹53 lakh

Start small and start early, and this number becomes much easier to reach.

This is only an estimate, not financial advice. Real costs depend on the course, city and college.

Want help planning for this?

Questions parents ask us.

Simple answers to the questions we hear most, from Moti, the wise old tortoise in our stories. No jargon, and no selling.

Moti, an Indian star tortoise with a tiny sprout on her shell.
  • What is term insurance, in simple words?

    Term insurance pays your family a fixed amount of money if you pass away during the years the policy covers. It has no savings part, which is why it usually costs much less than other life insurance.

  • Is term insurance a waste of money if nothing happens to me?

    No. An umbrella isn’t wasted just because it didn’t rain. You are paying for peace of mind: if something does happen, your family’s plans, like your child’s education, can still go ahead.

  • My office already gives me insurance. Isn’t that enough?

    Often not. Office cover usually ends when you leave the job, and the amount is often a fixed multiple of your salary. Check how much you have, and whether it would cover your family’s goals and any loans.

  • Should I wait until I earn more before I start planning?

    Starting early usually helps more than earning more. Life cover is generally priced on your age and health, so it tends to cost more the longer you wait. Money saved early also has more years to grow.

  • Is financial planning only for rich families?

    No. A plan is just a few small steps, done regularly and in the right order: keep some money aside for emergencies, protect your family, then save for goals.

Invite FIG to your school. It’s free.

We run free, simple sessions for parents about planning for their children’s future. Anyone can invite us: a principal, a teacher, a PTA member, or a parent.

  1. You invite us

    Fill in the form. It takes a minute and commits you to nothing.

  2. We plan it with you

    We agree a date and a 45-minute slot that fits your parent calendar.

  3. Parents hear the stories

    A friendly 45-minute talk with stories and simple tools. Questions welcome. Nothing is sold.

What we never do

  • Charge the school, or parents
  • Sell anything on campus
  • Ask the school for parent contact lists

Invite FIG

Opens your email app, addressed to hello@thefig.in.

Stay in touch.

Notes from the Banyan

A short, simple email every two weeks with one useful money idea for parents.

Want help with your family’s plan?

A licensed Life Advisor can call you to talk about your family. We only call if you ask us to.

Questions? Write to hello@thefig.in.